Buyers

Your Personalized Home Buying Experience

01
Preparing to Buy:
Pre-Qualification: Meet with our mortgage broker to understand your financial capabilities and set a budget.

Pre-Approval: Obtain written approval from a lender to strengthen your offers.

Needs vs. Wants: Define essential requirements and desired amenities to guide your search effectively.
02
Representation and Support:
Expert Guidance: Hire an agent dedicated to your interests, guiding you through the buying process.

Personalized Recommendations: Get tailored property suggestions based on your preferences, budget, and lifestyle.

Clear Communication: Receive timely updates on new listings, market changes, and milestones.

Effective Negotiation: Utilize expert negotiation skills to secure favorable terms aligned with your goals.
03
Why Justin?
Expertise and Commitment: With years of real estate experience, we focus on exceptional service to help you find your ideal home.

Comprehensive Support: We guide you through every step, from setting objectives and market analysis to offers and escrow, ensuring a seamless transaction.

Personalized Approach: Benefit from personalized service that prioritizes your unique needs and ensures a tailored home-buying experience.
04
Our Approach to Buying:
Strategic Planning: Define your search criteria and timeline to streamline your home purchase.

Organized Approach: Maximize your search with tools like property files and visual aids, along with thorough neighborhood assessments.

Clear Decision-Making: Maintain objectivity to ensure each property aligns with your goals and expectations.

The Buying Process

1

Defining Your Objectives

Setting Your Goals:
Start by identifying your reasons for buying, determining your budget range, setting a timeline for your move, listing your essential home features, and outlining your neighborhood preferences.

Preparation and Collaboration:
Discuss your objectives and strategy with your real estate agent, obtain a pre-approval letter from a lender, and sign an exclusive buyer-broker agreement. Collaborate with your agent to research and assess potential neighborhoods.

Understanding the Market:
Conduct a thorough analysis of current market conditions, including active, pending, and sold transactions. Review contractual obligations and timelines while considering seasonal and economic factors influencing supply and demand. Develop a personalized buyer attraction plan based on your preferences and market insights.

2

Finding Your Home

Exploration and Discovery:
Utilize online resources to browse and review property listings with your real estate agent, receive notifications about new and off-market opportunities, and take advantage of virtual tours from the comfort of your home.

Selecting Your Ideal Property:
Identify properties that meet your criteria and align with your preferences regarding location and amenities.

Negotiation Strategies:
Educate yourself on the Purchase Contract with guidance from your real estate agent, strategize potential scenarios for multiple offers, effectively present your offers, and negotiate terms and pricing to achieve mutually beneficial agreements or counteroffers.

3

Entering Escrow

The Escrow Process:
Initiate the escrow process by notifying the escrow company of your acceptance and sending the fully executed contract.

Financial Steps:
Wire the initial deposit to escrow as per the agreement terms, notify your lender to begin the loan processing, and arrange for the property appraisal.

Documentation and Insurance:
Sign and return the initial package of escrow instructions, contact an insurance agent to secure homeowner coverage, and provide the escrow company with necessary vesting (title) information.

Inspections and Disclosures:
Schedule all desired home inspections, including termite reports, and negotiate any necessary repairs based on inspection findings. Review and approve all seller and state-mandated disclosures, as well as the preliminary title report. Meet all deadlines and remove contractual contingencies to progress smoothly.

4

Closing the Deal

Final Steps:
Review the closing statement provided by escrow, virtually meet with the escrow agent to sign the loan documents, and arrange for the transfer of utilities to your new location.

Completion:

Complete the closing process, receive keys to your new home, and celebrate this milestone. Conduct a move-in checklist to ensure everything is in order.

Post-Closing Support:
Stay connected for ongoing support, including information on second homes and investment properties, access to resources, and introductions to trusted service providers. Share referrals, testimonials, and reviews to help others benefit from your experience.

Ready to Buy?

Thank you for submitting your home-buying form.
I will be in touch with you soon!
We are excited to assist you on your journey to finding the perfect home.

In the mean time...

We recommend getting pre-approved for a mortgage to streamline your buying process. Below are the mortgage loan originators I collaborate with.

Please feel free to reach out to them to discuss your financing options and secure pre-approval:

Margarette Anastacio
Home Advisory Finance Specialist
NMLS# 1134291

Email: margarette.anastacio@gmail.com
Phone: 619-669-5212

Tyler Crisci
Fairway
Loan Officer
NMLS# 1654124

Email: tyler.crisci@fairwaymc.com
Phone: 619-403-1754

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